Daniel Brown

Not everyone can become an entrepreneur. But you don’t need to be an expert or have a college degree to start a successfull business. You don’t even need to have...

Did you know that about 64% of business owners don’t pay themselves a regular salary? Venturing into entrepreneurship can be exhilarating, yet many stumble upon the question: how to pay...

Picture this: two individuals navigating the labyrinth of the business world. One is an entrepreneur, a trailblazer armed with innovative ideas and a thirst for disrupting the status quo. The...

Business owners and freelancers often wonder if they can use a personal credit card for business expenses. The reality is that the answer isn’t a simple yes or no; it’s...

You’ve always been drawn to the financial industry – the luster of Wall Street, the strategic analyses, the chance to impact people’s lives. But have you ever considered a career...

Winter poses a unique set of challenges for gardeners. While the season brings forth a picturesque landscape, it also ushers in frosty temperatures, biting winds, and icy conditions that can...

In 2022, five million new businesses were started. While it’s natural to get caught up in the excitement and challenges of a new venture, it’s equally important to prepare for...

In today’s digital age, where convenience is a click away, so are the opportunistic pitfalls set by financial fraudsters. And for many people, distinguishing between genuine opportunities and deceitful traps...

As summer heatwaves roll in, the allure of a refreshing backyard oasis becomes increasingly irresistible. Contrary to popular belief, transforming this dream into reality doesn’t always have to indicate a...

Inheriting your parents’ eyes or their love for books might be delightful, but what about their debt? Join us as we delve into the intricacies of IRS rules, and understand...

It’s an average Wednesday afternoon. Engaged in your daily routine, you hear your phone suddenly buzz; it’s an alert from your bank. “Suspicious activity detected on your credit card,” it...

Renting isn’t always blissful. Tenants may encounter unpleasant rental properties, such as uninhabitable units or harassment, that require them to terminate their lease early.   But how to break a lease...

Imagine finding a property for sale in your dream neighborhood, significantly lower-priced than others – a foreclosed home. These homes are often sold for less than market value because they...

Ever wondered how banks generate revenue? Today we’re uncovering the secrets of their financial prowess. Banks, as it turns out, have three key money-making revenues: From the intricacies of interest...

Imagine a world where financial decision-making is no longer limited by human capabilities but instead propelled to new heights by cutting-edge technologies. Welcome to the era of finance AI, where...

In a perfect world, buying a house would be as easy as picking out a new pair of shoes. Yet, we all know that real-world scenarios are far from that....

Key Highlights Whether steering a fresh-faced startup or commanding a massive corporate ship, mastering the art of crafting a robust business development plan is your secret weapon for success. In...

Credit cards offer a convenient and secure way to make purchases, access cash when you need it, and build credit.  However, finding the right credit card and navigating the application...

Are you drowning in student loan debt and struggling to make ends meet? You may be wondering if you can pay student loans with a credit card.  Although tempting, weigh...

Are you ready to dive into the world of credit cards but feeling a little overwhelmed by all the options? You’re not alone.  In fact, there are over 500 million...

Are you tired of generic, one-size-fits-all budgeting advice? Don’t worry. Whatever your preferences, there’s a budgeting method out there that will suit your lifestyle, allowing you to save effectively and...

When choosing a career path, business services may cross the mind. But what are they, and is business services a good career path? Business services refer to the professional services...

Selling crafts online is an attractive way to turn your passion into a profitable business. With an online shop, you can reach customers worldwide as you don’t rely on local...

While they may look similar, business and personal credit cards have distinct features and are designed to cater to different needs. For example, personal cards are generally made for individuals...

One of the most important things to consider when running a small business is whether you should be certified or licensed. These two terms often confuse many people, but we’re...

Successful leaders rely on various soft skills that they have sharply honed to improve their chances of developing a successful career. This is because soft skills are heavily linked to...

Do you want to gradually build long-term wealth with minimal labor? Then, consider setting up multiple sources of residual income. Residual income allows you to steadily increase your wealth once...

W-2 and W-4 forms are tax-related documents that every employer must use to report employee earnings to the Internal Revenue Service (IRS). These forms list the salary paid to employees...

Whether you want to host an outdoor gathering or a cozy wine-tasting session inside, a home bar can be the perfect setting for your evening. The good thing is that...

Part-time jobs help you gain experience and develop skills in a particular field. They’re also a good way to earn some pocket change while you pursue your degree. But have...

Are you in the middle of an eviction process now? Or have you just received your rental judgment? If you answered yes to one of those questions, you have come...

Your office desk is where you spend most of your workday, so why not make it a space that inspires productivity? Desk decor is a great way to create a...

Are you looking to spruce up your bathroom and give it a fresh look without breaking the bank? Look no further! There are plenty of cost-effective options out there that...

Using a debit card has become a standard method of making payments. It can be used for almost anything, like purchasing items at a retail store, paying bills, or shopping...

Almost everyone can agree that the holidays are the most wonderful time of the year. Nonetheless, from buying Christmas presents to spending money on decorations, it can also be the...

With different types of credit cards on the market, it is easy to become overwhelmed by the number of choices. Some cards vary based on annual fees, whereas others offer...

Many Americans struggle with credit card debt. According to the latest consumer debt data from the Federal State Bank of New York, Americans’ total credit card balance reached $887 billion...

Building your house is an exciting opportunity to design the home of your dreams from scratch. But constructing a home is undoubtedly extremely expensive. According to HomeAdvisor, average home construction...

A bookkeeping business takes charge of recording and managing companies’ daily financial transactions. Its responsibilities include tracking income and expenses, processing payroll, preparing tax returns, and other financial entries.  Starting...

The most wonderful time of the year is just around the corner, which means that many of us are looking to buy gifts and decorations. While it is the season...

About 47% of Americans have fallen victim to at least one instance of credit card fraud in their lives. The most common method of credit card fraud is committed through...

The U.S. Department of Education is urging student loan borrowers to carry on seeking relief despite a recent court order to block student loan forgiveness. On Friday, Oct. 21, the...

The concepts of e-business and e-commerce are often used interchangeably. Nonetheless, the terms are not synonymous. For instance, e-business is a company that interacts with internal and external parties through...

The topic of productivity and work efficiency is one that has been discussed and dissected across numerous self-help seminars and books time and time again. But can there really be...

A flexible expense is a regularly occurring cost that varies from month to month. Unlike fixed costs, which remain constant throughout the period, flexible expenses allow you more control over...

The Credit Financial Protection Bureau (CFPB) looks to improve consumer protections and regulations in the buy now, pay later (BNPL) industry. The agency’s concerns result from high rates of delinquencies...

After raising rates for the fifth time this year, the Federal Reserve Board anticipates more hikes to come. Six months ago, the borrowing rate was at nearly zero percent. But...

401(k) and SIMPLE IRAs are the most common retirement accounts offered by employers. But the decision between 401(k) vs. SIMPLE IRA is not always easy without understanding the key differences...

As seasons change, new fashion trends emerge that bring about new elegant and chic outfit ideas. While luxury fashion brands are usually trendsetters, it doesn’t mean you can’t dress elegantly...

According to the credit bureau TransUnion, in 2020, 19.4 million Americans had a personal loan. The number was 20.2 million in 2019. This indicates that understanding loan options is crucial for people...

Turning your outdoor space into a patio is a great way to make the most of your backyard. Not only does it provide a place to relax in the fresh...

Starting a sticker business is one of the easiest and most cost-effective businesses you can start today. It’s an ideal side hustle for creative people that will allow them to...

According to IBISWorld, the U.S. swimming pool cleaning services industry is worth $7.1 billion and is expected to increase by nearly $50 billion in 2032. Given the numbers, starting a pool cleaning business...

Europe is one of the most popular tourist destinations in the world, and it’s easy to see why. This vast continent is full of ancient landmarks, beautiful cities, winding mountain...

The dictionary defines “stingy” as someone unwilling to spend or give. Due to this definition, stinginess usually has a negative connotation, and calling people stingy is not perceived as a...

It’s no secret that our busy, modern lives are inundated with stress. And one of the biggest causes of stress is the workplace. There are countless products and methods marketed...

Creating a website is not an easy task, much less having to maintain it. It requires time, effort, patience, and general knowledge of site management. Like any other long-term investment,...

Velocity banking involves using a line of credit as the primary account to make lump sums towards a loan, typically a mortgage. In other words, you would use another line...

One of the significant household expenses is electricity, and it can be tricky to lower the average electric bill. Energy consumption is constant in every home, with devices like water heaters significantly contributing to...

61% of Americans don’t have sufficient savings to cover a $1,000 medical emergency. An average American adult loses approximately $1,634 per annum due to a lack of financial literacy. However,...

You’ve decided you’re ready to be your own boss, but you need something with low startup costs. If this is the case, a painting business may be the perfect choice....

A recent study showed that the average American consumer overspends roughly $143 to $340 weekly and around $7,400 yearly. Some individuals may not even realize they are overspending, potentially leading to...

Some cities are more successful than others — you can see this in their talent, innovation, and citizens’ average income. Plenty of factors contribute to a city’s success, including its...

It’s always heartbreaking to see coffee spilled on a computer or a virus that threatens the information stored in the computer’s memory. On the other hand, these tragedies may create...

A startup marketing budget is a big priority for a young business. Take a cue from Hotmail’s playbook – a startup that transformed the landscape of email services with a...

A dollar you spend in one state may have more purchasing power in another. That begs the question: where is the cheapest state to live in America? To find out,...

It’s a great time to get into landscaping. According to a 2021 study by the IBIS World Landscaping Services Industry Report, the landscape services industry has a market size of...

We all know that getting behind on bills of any sort results in unsavory consequences, but falling behind on child support payments will land you with more serious problems than...

The professional credit repair industry is experiencing high demand as many individuals are looking for ways to boost their credit scores.  In 2023, the industry reached a market value of...

There are currently 43.2 million Americans in debt with student loans. The average debt is $39,351. The total student loan debt in the United States is increasing six times faster...

“It takes a village to raise a child.” “There’s no ‘I’ in a team.” “Teamwork makes the dream work.” – what do all of these sayings have in common? They...

Are you contemplating a career change into the world of mortgage lending? Imagine a profession where, every day, you guide individuals through one of their most significant financial decisions. Picture...

Many people want to adopt a healthy and active lifestyle but are too afraid of the costs that come with it. However, eating wholesome food and exercising doesn’t have to...

Back in early 2020, the world took an unexpected turn. The onset of the COVID-19 pandemic created an involuntary hiatus in human interaction, cutting off connections at the heart of our daily lives,...

Bakeries are a staple almost everywhere, including home bakeries. They are the perfect go-to spots for birthday cakes, catering, holiday pies, and many other sugar cravings. However, the laws and...

It used to be harder to make and receive payments. There were long lines, transportation costs, and numerous other hassles. In 1998 in San Jose, California, several entrepreneurs, who have...

When we hear the term ‘augmented reality,’ visions of a high-tech future like the ones in the show Black Mirror might come to mind, but really, augmented reality is a...

Some people love a good challenge. This is why you may see individuals of various ages aiming to learn some of the hardest languages in the world. If you think...

You may be wondering: can deaf people drive? The short answer is yes; it is legal for a deaf person to get a driver’s license in over 90 countries, including...

Ever wondered why some real estate investors consistently hit the jackpot while others barely break even? The answer might be simpler than you think: it’s all about knowing where to...

Right now, the hospitality industry is not so industrious. The hospitality industry was one of the industries hit worst by COVID-19. And while it’s slowly rebounding, the wound of nearly...

Tax fraud costs the U.S. government around $90 billion in revenue every year. That’s bad for all of us. We rely on fiscal revenue to finance infrastructure, health, and education....

There are 18.2 million military Veterans in the United States. Veterans own more than 2.5 million U.S. businesses. This makes up about 9% of all companies in America, according to...

Valentine’s Day is one of the most significant commercial holidays on the calendar. However, Saint Valentine’s Day wasn’t always an expensive holiday where people gifted their loved ones’ overpriced cards,...

As you start to save for retirement, you will need to choose between a traditional and Roth IRA. There are some big differences. We will help you study your options...

Credit card points are a form of rewards given through credit card companies. Cardholders can earn credit card points in numerous ways, whether through purchase, referring friends, or simply opening...

Do you want to become a Wall Street whiz or a shrewd investor with a solid strategy for navigating the markets? There’s no doubt that enjoying profitable shares of Twitter...

2020 transformed into the year of remote work, and with that came concerns about cybersecurity, the use of office space, productivity and efficiency, and performance management. While some major tech...

Financial literacy for kids opens up a world of opportunities for them to grow into financially savvy adults. Educating children about money, while a complex task, is an enriching journey...

In 2020 the housing market experienced a major pandemic-driven boom, with low-interest rates and high demand for housing. Experts predict that this demand will continue through the next year, as...

The COVID-19 pandemic isn’t only a health crisis but an international economic crisis too. Since the implementation of travel restrictions, the tourism industry has been heavily affected. This had led...

Many people are keen to discover new ways to make extra money, especially with more opportunities available than ever before. While the Internet wasn’t a primary option two decades ago,...

We live in an age where travel is easier than ever before, and it is also more affordable if you can be smart about the way you are choosing to...

What to spend money on if you want to enrich your life? There are many things to spend money on that may make you feel good initially, but the temporary...

In this exciting and interactive guide, we will delve into a wide array of indoor activities for kids from toddlers to preschoolers. These are ideal activities that you can take...

Is it time to spruce up your home? Are you looking for some modern ideas for decorating on a budget? Not everyone is looking to spend a significant amount of...

Backyard idea

If your business has accumulated a lot of unpaid federal taxes, there might be no other choice but to file for bankruptcy. But how do you file for business bankruptcy,...

About 1.5 million children, 3% of American students, are homeschooled, according to the 2012 Statistical Abstract released by the U.S. Census Bureau. And since then, higher numbers of Americans have...

Innovative and advanced technology is making remote work a reality. And in today’s rising gig economy, more workers are opting to earn money from the comfort of their homes, in...

About half of Americans retire between the ages of 61 and 65, with 79% of Americans leaving the workforce by the age of 75. But recent research has shown that...

It’s a vacation memory that should last a lifetime, and even if you don’t have a considerable amount to spend, you can still make your honeymoon special. In this guide,...

Are you looking to rent somewhere new or rent on your own instead of living with others? You will probably have a lot of extra questions about renting. How much...

In this guide, we’re looking at how to save money on groceries. If you consider the fact that you buy groceries every week and the fact that everyone needs to...

You just got engaged to the love of your life. Congratulations! That’s one dream come true. It’s time to take the next step – getting married. Planning a wedding is...

Change is inevitable, especially when you have a growing family. Whether you’ve just welcomed your firstborn or already have five in the family, you’re going to be facing some serious...

Home is where the heart is. And for many, home can be a sanctuary from the outside world. To this end, it is no surprise that a large number of...